Privacy Policy

Our Privacy Policy

The Health Insurance Place respects your privacy and understands its importance to you. The policy outlined below applies to all interactions with The Health Insurance Place from this website.

Information that is gathered from visitors

In common with other websites, log files are stored on the web server saving details such as the visitor’s IP address, browser type, referring page and time of visit.

Cookies may be used to remember visitor preferences when interacting with the website.

Where registration is required, the visitor’s email and a username will be stored on the server.

How the Information is used

The information is used to enhance the vistor’s experience when using the website to display personalized content and for communication between website visitors and The Health Insurance Place.

E-mail addresses will not be sold, rented or leased to 3rd parties.

E-mail may be sent to inform you of website updates and announcements, but only if you have chosen to subscribe to our newsletter. Email addresses submitted in the “Comments” area of an article or through the “Contact” form will not be added to the newsletter subscription list.

Visitor Options

If you have subscribed to our newsletter, you may unsubscribe by following the instructions which are included in e-mail that you receive.

You may be able to block cookies via your browser settings but this may prevent you from access to certain features of the website.

Cookies

Cookies are small digital signature files that are stored by your web browser that allow your preferences to be recorded when visiting the website. Also they may be used to track your return visits to the website.

Terms of Service

By accessing this website, you are agreeing to be bound by these web site Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trademark law.

Disclaimer

The materials on The Health Insurance Place’s website are provided “as is”. The Health Insurance Place makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, The Health Insurance Place does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its Internet website or otherwise relating to such materials or on any sites linked to this site.

Limitations

In no event shall The Health Insurance Place or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on The Health Insurance Place’s Internet site, even if The Health Insurance Place or a The Health Insurance Place authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

Revisions and Errata

The materials appearing on The Health Insurance Place’s website could include technical, typographical, or photographic errors. The Health Insurance Place does not warrant that any of the materials on its website are accurate, complete, or current. The Health Insurance Place may make changes to the materials contained on its website at any time without notice. The Health Insurance Place does not, however, make any commitment to update the materials.

Links

The Health Insurance Place has not reviewed all of the sites linked to its Internet website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by The Health Insurance Place of the site. Use of any such linked website is at the user’s own risk.

Site Terms of Use Modifications

The Health Insurance Place may revise these terms of use for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these Terms and Conditions of Use.

Governing Law

Any claim relating to The Health Insurance Place’s website shall be governed by the laws of the State of Pennsylvania without regard to its conflict of law provisions.

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The Health Insurance Place

© 2012-2017 The Health Insurance Place. All rights reserved.

508 Luray Avenue
Johnstown, PA 15904

814-254-4258

Authorized representative for:

Highmark

Authorized representative for:

UPMC